Does Your Homeowners Insurance Cover Your Children?
It seems to only make sense that your children should be covered under your homeowners insurance policy. However, there are some complications involved. Though children are generally covered by homeowners insurance, there are some limitations based on situation and environment. These are things you should discuss with your agent, especially if your family or living situation has recently changed. Dorms Are Covered -- But Only to a Certain Extent When your child is attending college and under the age of 25, it's likely that they will still be covered under your insurance policy -- as long as they live in the dorms.