When you purchase car insurance for your vehicle for the first time, the dealer will ensure you have automotive insurance before you pull your vehicle off the lot. Although you may only think you need collision and liability insurance, you may need gap insurance. What is gap insurance, and why would you need it? Read on for more information.  What is Gap Insurance? Guaranteed Asset Protection Insurance, or gap insurance, is optional insurance coverage.

SR-22 insurance is a legal requirement for many people. However, you don't have to buy it. If you need it and decide not to buy it, you'll lose your license, but you probably won't go to jail. Most people want to purchase SR-22 insurance to avoid losing their license, but they don't want to spend much on the policy. So, can you buy cheap SR-22 insurance? Continue reading this guide to learn more about buying an affordable policy.

Auto insurance is mandated in almost every state, meaning that if you are a licensed driver, you must hold a policy no matter how often you drive. Because of this, it is important to be as informed as possible when it comes to car insurance. Before you speak with an auto insurance broker, take a look below at three of the most important questions you should ask. What kind of coverage is best for me?

Running a successful small business is no easy task. Every person is essential to the unit because if all hands aren't on deck, the total performance and output are bound to suffer. Maintaining the health of your staff may not seem like your job when you look at the surface, but there are certain things you can do to contribute to the mission. If you've never included health insurance in your total benefits package, learn more about why you should consider doing so right away.

Auto insurance is mandatory in many states whether you're driving a used or brand-new vehicle. Additionally, you are required to carry proof of it in your car at all times. Due to the unfortunate factor that accidents are unforeseen, failing to have insurance may result in having to deal with expensive repair costs. Here are four top reasons to get car insurance promptly: Covers Third Party Liability During an accident, your actions or lack thereof might cause injury to another person or damage their property.

Workplace injuries are devastating events for a business to experience. When there is an accident, the injured employee could incur major treatment costs and lost wages. Workers compensation insurance is designed to lessen these impacts. However, there are mistakes that have to be avoided in order to make sure the company is as protected as possible with this policy. Train All Management Staff On The Steps For Documenting Accidents If your business suffers a major accident and needs to prepare a claim, it is important for the factors surrounding the incident to be properly documented and for the correct steps for filing a claim to be followed.

Most self-employed individuals simply assume that they are unable to take advantage of the benefits that group health insurance has to offer. This is because group health insurance plans are traditionally used by large companies in order to provide health benefits to their employees. However, the truth is that just about anyone can take advantage of these group health plans. This is because health insurance providers do not define a group solely based on the members of this group working for the same employer.

As a business owner, you have a lot of expenses, and to protect your profit margin, you may try to cut as many unnecessary expenses as possible. This is a sound business strategy, but you need to ensure that you don't misclassify an essential expense as inessential.  This is especially true for commercial liability insurance. To help you understand why this coverage is so critical, this blog explains what can happen if you don't have liability insurance for your business.

Home insurance is a necessity, and while you can skip out on it if you own your home outright, it's still a good idea to have a policy. If you are still paying off your home loan, your lender will likely require that you have homeowner's insurance. Whether it's a requirement or not, finding a suitable home insurance policy for your home is vital. You want to make sure you protect one of your most valuable assets.

If you have been contemplating a new job as a rideshare driver, whether full-time or part-time, you could be assuming that the last thing you need to budget for is additional car insurance, as this will be automatically be provided by the rideshare company. Certainly, the company you work for is required to provide insurance both for you as the driver and the passengers you will be transporting in the vehicle.