You might need to buy an SR-22 insurance policy in order to keep your driver's license or get it back, but did you know that this product is not really insurance? People often refer to SR-22 as auto insurance, but it really is not insurance in itself. If you need this product and want to understand what it really is, read on to learn more about what SR-22 really is.

Being a business owner is a goal that many people are unable to reach due to the dedication that is involved with getting started. Even when someone is able to accomplish such a goal, things can go wrong that lead to the business having to be shut down. There are many things that can result in a business owner falling into a bad situation, such as a lack of customers or losing a lawsuit that involves a lot of money.

If you love everything about exotic sports cars, then owning one is probably high on your list of priorities. Driving an expensive luxury car is fun and lets the world know that you're a success in business or your career. While auto insurance is necessary for any car you drive, it is even more important for an exotic car due to their cost. Here are some things to consider when you're shopping for exotic car insurance.

After purchasing a second car, you may be thinking about what you can do to make sure that you get an insurance plan right away that will provide the security you need. It can be frustrating, however, to start picking out a car insurance plan only to find that it's very expensive once you add a second car. Taking care to find insurance that is going to be affordable for your second car can take some effort, making the following tips so useful for getting the very best rates.

When buying a home, you will be required to purchase a homeowner's insurance policy for the home before you actually close on it and take ownership of it. If you have never purchased a policy before, you might not know how to answer some of the questions the agent asks you during the conversation, and one of the questions might be about the deductible amount you would like. If you are not sure how much to choose as your deductible, here are a few important things to know about insurance deductibles.

Renting out your home can be a great move if you've decided to live elsewhere, but aren't interested in selling your home. Whether you'll be living in the same city or moving farther away, you'll need to put in some effort to make sure that your home will be a good fit while you have it rented to tenants. One of the most important things that you should be prioritizing when you have plans to rent out your home is getting insurance that will provide the right protection.

Many small business owners don't consider cyber liability insurance when choosing a business insurance package. It's easy to think of cyber attacks and data breaches as things that happen to large, famous brands or government agencies, not small businesses. However, just because cyber attacks on small businesses don't make big headlines doesn't mean they don't happen — the reality is that about half of cyber attacks are aimed at small businesses.

If you run a small insurance agency, you may be looking at what your agency is doing and wondering how you can help your agency. One way to do that is to join an insurance cluster. But what is an insurance cluster, and what are the benefits to joining one? An insurance cluster is basically a group of small insurance agencies who have gotten together with the goal of mutual aid and support.

With the daily news filled with stories of devastating wildfires, hurricanes, flooding, and tornadoes, families are understandably concerned about protecting themselves and their assets from these dangers. Since the home is the most expensive asset most families will purchase in their lifetime, protecting its value is crucial to their overall financial health.  While little can be done to prevent unexpected weather events and natural disasters from occurring, making sure your home is fully insured can offer the reassurance families need when these types of losses occur.

You might not realize that car insurance agencies view lapses in coverage in a negative way, but this is true. When a person has a lapse in coverage, an insurance company will typically consider this person a high-risk driver, and this will automatically cause the person to pay higher rates on their auto insurance coverage. If you have a lapse in your coverage but not need insurance, here are a few things you should know.