If you think your auto insurance premiums are too high, you might want to get an insurance quote from another company. How do you request a quote? What information do you need? If you need auto insurance and want to get an insurance quote, you will need three types of information when you request it. Here are the three basic types of information the agent will ask for during this call.

1. Personal Information

Insurance agents cannot give you an accurate quote without having you provide the personal information they need to process your request. As a result, you will receive a more accurate quote if you can provide the personal details they need.

The first things are your name, age, and address. They will also ask for your driver's license number and social security number. They might also ask some additional questions about you.

Next, they will ask if you are the only driver on the policy. If you have a spouse, child, or partner that lives in your home, you can add them to your policy, too. You will need to provide information for each person that you want to add to your plan. Therefore, make sure you have their birth dates, driver's license numbers, and any other details you need to request the quote.

2. Vehicle Details

The next category of information you need for a quote is the vehicle details. The agent will ask you to describe your vehicle in terms of age, make, and model. They might also ask you about the special features your car has and its value. Additionally, you will need the VIN from it to get a quote for coverage, as this number is unique for every vehicle. If you have more than one vehicle, you will need this information from each additional one.

3. Coverage Types

The third type of information you need for an auto insurance quote is the coverage types you want. Do you want a minimum-coverage policy or a full-coverage policy? If you are unsure about the coverage you want or need, ask the agent to explain your options. After you hear the options, you can decide which types to choose and the amounts of coverage for each.

The agent might ask for additional information during the conversation, if necessary, and will then provide you with a quote. If you would like a quote today, gather the correct information and call an auto insurance agent to request an insurance quote.