Most people go out and get an auto insurance policy, find the best price, and go on with their lives happy with their coverage. However, there is one form of auto insurance that many car owners never really talk about or pay attention to: usage-based auto insurance. If this phrase is new to you, you are not alone; many people have no idea that you can even get an insurance policy that is purely based on how or when you drive your vehicle.

If you own a home, protecting your property is important. Homeowner's insurance covers a variety of situations. Of course, most policies offer some measure of protection in the case of natural disaster. However, there are other situations in which your policy kicks in including break-ins and if an accident occurs on your property. Premiums will vary depending on where you live, the size and value of your home, and also depending on your level of cover.

You might need to buy an SR-22 insurance policy in order to keep your driver's license or get it back, but did you know that this product is not really insurance? People often refer to SR-22 as auto insurance, but it really is not insurance in itself. If you need this product and want to understand what it really is, read on to learn more about what SR-22 really is.

Being a business owner is a goal that many people are unable to reach due to the dedication that is involved with getting started. Even when someone is able to accomplish such a goal, things can go wrong that lead to the business having to be shut down. There are many things that can result in a business owner falling into a bad situation, such as a lack of customers or losing a lawsuit that involves a lot of money.

If you love everything about exotic sports cars, then owning one is probably high on your list of priorities. Driving an expensive luxury car is fun and lets the world know that you're a success in business or your career. While auto insurance is necessary for any car you drive, it is even more important for an exotic car due to their cost. Here are some things to consider when you're shopping for exotic car insurance.

After purchasing a second car, you may be thinking about what you can do to make sure that you get an insurance plan right away that will provide the security you need. It can be frustrating, however, to start picking out a car insurance plan only to find that it's very expensive once you add a second car. Taking care to find insurance that is going to be affordable for your second car can take some effort, making the following tips so useful for getting the very best rates.

When buying a home, you will be required to purchase a homeowner's insurance policy for the home before you actually close on it and take ownership of it. If you have never purchased a policy before, you might not know how to answer some of the questions the agent asks you during the conversation, and one of the questions might be about the deductible amount you would like. If you are not sure how much to choose as your deductible, here are a few important things to know about insurance deductibles.

Renting out your home can be a great move if you've decided to live elsewhere, but aren't interested in selling your home. Whether you'll be living in the same city or moving farther away, you'll need to put in some effort to make sure that your home will be a good fit while you have it rented to tenants. One of the most important things that you should be prioritizing when you have plans to rent out your home is getting insurance that will provide the right protection.

Many small business owners don't consider cyber liability insurance when choosing a business insurance package. It's easy to think of cyber attacks and data breaches as things that happen to large, famous brands or government agencies, not small businesses. However, just because cyber attacks on small businesses don't make big headlines doesn't mean they don't happen — the reality is that about half of cyber attacks are aimed at small businesses.